- INSTANT DIGITAL ACCESS WORLDWIDE
Effective date: 17 April 2026. This page combines the Medical, Professional & Earnings Disclaimer and the Digital Goods Return & Refund Policy of BV CAPITAL Sp. z o.o.
The digital content, products, e-books, workbooks, masterclasses, video lessons, audio recordings, journals, templates, and all associated materials (collectively, the “Materials”) made available on findyourflowpub.com are the exclusive property of BV CAPITAL Sp. z o.o. (the “Company”). All Materials are provided strictly for educational, informational, and self-reflective purposes. The Materials do not constitute, and shall not be construed as, professional advice of any kind, including but not limited to medical, psychological, psychiatric, therapeutic, nutritional, legal, financial, tax, insurance, or investment advice.
The Materials may address topics related to nervous-system regulation, stress management, emotional resilience, productivity habits, sleep hygiene, breathwork, mindfulness, or similar wellness concepts. None of the Company, its directors, officers, employees, contractors, or agents is a licensed physician, psychologist, psychiatrist, therapist, counsellor, dietitian, or other healthcare professional, and no therapeutic or physician–patient relationship is created by the User’s access to or use of the Materials.
(a) The Materials are not intended to diagnose, treat, cure, mitigate, or prevent any physical, mental, emotional, or behavioural illness, disease, disorder, or condition.
(b) The Materials are not a substitute for professional medical or mental-health advice, diagnosis, or treatment, and should never be relied upon as such.
(c) The User is solely responsible for evaluating their own physical and mental fitness before engaging with any technique, exercise, or practice described in the Materials, and assumes all risks associated with implementation.
(d) Under no circumstances shall the Company be liable for any physical, mental, emotional, or financial injury, distress, adverse health outcome, or other damage resulting directly or indirectly from the use, misuse, or application of the Materials.
(e) If the User is pregnant or nursing, under the age of 18, taking prescription medication, or has a diagnosed medical or psychiatric condition, the User must consult a qualified healthcare provider before applying any technique or exercise described in the Materials.
THE MATERIALS ARE NOT INTENDED FOR EMERGENCY USE. If the User is experiencing a medical or mental-health emergency — including but not limited to thoughts of self-harm or suicide, a panic or dissociative crisis, chest pain, difficulty breathing, or any acute physical symptom — the User must immediately call local emergency services (e.g., 112 in the European Union, 911 in the United States and Canada, 000 in Australia, 999 in the United Kingdom) or contact a qualified emergency provider. The Company does not provide crisis intervention or emergency services of any kind.
The Company makes no representations, warranties, or guarantees, express or implied, regarding any specific personal, professional, productivity, financial, health, or lifestyle outcome resulting from the use of the Materials.
(a) Any statements regarding potential outcomes are illustrative, aspirational, or forward-looking and do not constitute a promise of actual performance.
(b) Individual results vary significantly and depend on numerous variables outside the Company’s control, including but not limited to the User’s personal capacity, physical and mental baseline, time commitment, consistency, socio-economic circumstances, and external factors.
(c) The Company expressly disclaims all liability for the User’s failure to achieve any specific or general result, whether anticipated or not.
This disclaimer is provided in alignment with the guidance of the United States Federal Trade Commission (16 C.F.R. Part 255) and analogous standards adopted by consumer-protection authorities in the United Kingdom (CMA / ASA), the European Union, Canada (Competition Bureau), and Australia (ACCC).
Any testimonials, reviews, or endorsements presented on findyourflowpub.com reflect the genuine experiences of specific individuals at a specific point in time. They are provided for illustrative purposes only. The Company does not claim, and the User must not assume, that any individual experience represents a typical or guaranteed result. Where material connections exist between the Company and any endorser (for example, gifted products, affiliate relationships, or paid partnerships), such connections are or will be disclosed in accordance with the FTC Endorsement Guides, the UK Advertising Standards Authority (ASA) CAP Code, and analogous rules in other jurisdictions.
Nothing in this Disclaimer is intended to, and shall not, exclude or limit any statutory consumer rights or remedies that the User may have under applicable mandatory law, including without limitation:
Due to the immediate, digital, intangible, and non-returnable nature of the products sold on findyourflowpub.com (including but not limited to downloadable PDFs, e-books, workbooks, audio and video files, and online masterclasses), all sales are final and the Company enforces a strict, unambiguous NO REFUND policy, subject only to the exceptions set out in Sections 4 and 5 below and to any non-excludable statutory rights of the User.
Under Article 16(m) of the EU Consumer Rights Directive (Directive 2011/83/EU) and the corresponding Article 38(13) of the Polish Act on Consumer Rights, as well as Regulation 37(1) of the UK Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, a consumer loses the fourteen (14) day right of withdrawal when the supply of digital content not supplied on a tangible medium begins with the consumer’s prior express consent and acknowledgement that the right of withdrawal will be lost.
By completing the purchase and proceeding to download, stream, or access any digital Materials from findyourflowpub.com, the User expressly agrees as follows:
(a) The User consents to the immediate performance of the contract and to the immediate delivery of the digital content, prior to the expiry of the fourteen (14) day withdrawal period.
(b) The User expressly acknowledges and agrees that by giving such consent they irrevocably lose their statutory right of withdrawal under EU / UK / Polish consumer-protection law, and that this acknowledgement is recorded and confirmed by the Merchant of Record on a durable medium (email confirmation) in accordance with Article 8(7)(b) of Directive 2011/83/EU and Article 15 of the Polish Act on Consumer Rights.
(c) Such waiver is obtained via a separate, unticked opt-in checkbox presented at checkout and preserved as evidence by the Merchant of Record.
All financial transactions are processed by Lemon Squeezy (acting as Merchant of Record, “MoR”). The MoR is the contractual counterparty to the payment transaction and is responsible for invoicing, collection and remittance of sales tax, VAT, GST, and other indirect taxes.
(a) Any attempt to circumvent the present No Refund policy through a payment dispute, chargeback, or forced reversal initiated through the User’s bank, credit card issuer, or payment provider without first contacting the Company and exhausting the complaint procedure shall be deemed a material breach of contract.
(b) The Company and its MoR reserve the right to (i) contest any such chargeback, (ii) submit documentary evidence including the User’s express waiver of the right of withdrawal, proof of delivery, and access logs, (iii) recover any chargeback fees and administrative costs from the User, (iv) permanently ban the User and associated devices/payment instruments from all future access to the website and its products, and (v) pursue civil recovery of damages where local law permits.
Nothing in this Policy excludes or limits any mandatory statutory consumer rights. In particular:
(a) European Union / Poland: In accordance with EU Directive 2019/770 and the Polish Act on Consumer Rights, where digital content fails to conform to the contract (for example, the product cannot be downloaded, is corrupted, does not match its description, or is materially defective), the User is entitled to have the non-conformity brought into conformity (e.g., re-delivery or repair) and, if this is not possible or proportionate, to a proportionate price reduction or to terminate the contract and receive a refund.
(b) United Kingdom: Under the Consumer Rights Act 2015, digital content must be of satisfactory quality, fit for a particular purpose made known to the Company, and as described. Users retain all non-excludable remedies under that Act.
(c) Australia: Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. The User is entitled to a replacement or refund for a major failure and to compensation for any other reasonably foreseeable loss or damage, and to have the goods or services repaired or replaced if the goods or services fail to be of acceptable quality and the failure does not amount to a major failure.
(d) Canada: Users retain all rights granted under the federal Competition Act and applicable provincial consumer-protection legislation (including but not limited to the Ontario Consumer Protection Act, 2002, the Quebec Consumer Protection Act, and the British Columbia Business Practices and Consumer Protection Act).
(e) United States: Users retain all non-excludable statutory rights under federal law (including the Magnuson-Moss Warranty Act where applicable) and under the consumer-protection statutes of their state of residence.
If the User believes that the purchased Materials are defective, corrupted, not as described, or have not been delivered, the User must notify the Company within fourteen (14) days of purchase at support@findyourflowpub.com, providing (i) the order number issued by the Merchant of Record, (ii) a description of the defect, and (iii) where applicable, a screenshot or other evidence. The Company will, at its discretion and in compliance with applicable law, (a) re-deliver the content, (b) repair the defect, (c) provide a replacement product of equivalent value, or (d) in the case of persistent non-conformity, initiate a refund through the Merchant of Record.
The Company reserves the right to cancel and refund, or to refuse to process, any order that it reasonably suspects to be fraudulent, duplicate, abusive, or in breach of the Terms, without liability to the User.
— End of Disclaimer & Refund Policy page. Last updated: 17 April 2026. —